Employee Benefits Law

Larry Grudzien Attorney At Law

Welcome to my Website.

It contains information of who I am and what services I provide for the employee benefits community. In addition, it contains recent articles I have written, webinars I have conducted, products and services to offer. Everything I have on this website, makes it easier for employers and employee benefit professionals to understand the changing requirements of employee benefits. Read more

Here Are A Few Areas Of Expertise:

Retirement Plans
Health & Welfare Plans
Fringe Benefit Plans
Executive Benefits

eNews & Updates

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Breaking News

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EXPLANATION OF HOW TO COMPLETE PART I OF FORM 8889 FOR 2014

Introduction Every year, I receive a number of questions regarding how to complete... Read more

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REVIEW OF THE REPORTING REQUIREMENTS UNDER CODE SECTIONS 6055 AND 6056

Introduction The Affordable Care Act (“ACA”) created new reporting requirements... Read more

Questions and Answers

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Q&A Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA)

Who is a qualified beneficiary under COBRA? Under ERISA Section 607(3); Code... Read more

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Q&A Employee Retirement Income Security Act of 1974 (ERISA)

Is there a small employer exception for complying with ERISA? No, virtually... Read more

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Q&A Health Insurance Portability and Accountability Act of 1996 (HIPAA)

May employer charge an employee more of a premium if he or she uses its health... Read more

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HRAs or HSAs, How Does an Employer Decide?

Introduction As health care costs soar, employers are forced to find ways to... Read more